wedding insurance

Wedding Insurance and Who Should Pay...

There are many traditions around who should pay for a wedding, but nowadays it's more acceptable to bend the rules. Once you've set a budget, it's a good idea to get a feel from your family about what they'd be happy to pay for. Some family members may offer, and some might have to be tactfully approached.

It's worth remembering when you take out wedding insurance that it should be paid for by the bride, groom or whoever's paying the main cost of the wedding. Broach the subject of wedding insurance early on, as it'll need to be added to the budget and may not be the first thing a generous parent thinks of.

The rules about who pays for what used to be really strict, and if you or your partner's family are quite old-fashioned they might still want to follow tradition. It used to be common for the bride's family to foot the bill for invitations, announcements, wedding dress and reception. That often adds up to a hefty bill, as the reception costs include venue hire, flowers, food, photographs, entertainment and transport. No wonder parents with daughters used to take out savings plans to pay for the big day well in advance!

The groom's family, on the other hand, were expected to pay for the marriage licence, any officials, the bride's bouquet, buttonholes, the rehearsal dinner and honeymoon.

If you don't want to follow tradition, or if your family simply can't afford to, it can be hard to negotiate the preferences of both families. A good starting point when you set your budget is to assume that you're paying for everything. That way, you'll get a realistic idea of what you can afford and if someone offers financial help, that's a bonus.

Perhaps you could ask each family if there's any aspect of the wedding that's important to them - perhaps the bride's mother might have strong ideas about the flowers and the groom's mum might think the evening entertainment is important. So if there's something that they'd like to have a lot of input on, they can offer to pay for it. That might also help curb spending and demands from other members of the family.

Let your families know how many people are likely to be on the guestlist, so if they start to request invitations for far-flung family members they can offer a contribution when the budget begins to get out of hand.

Whoever decides to pay, make sure you have your wedding insurance in place before they start to book any services or suppliers, as a good policy will protect their deposits. And remember, it's not about who pays it's about having a day that you'll both remember.

Company Profile:

John Lewis Insurance offers a range of insurance services selected by the John Lewis Partnership. These include car, home, pet, life, travel, event and wedding insurance.

For more information about John Lewis Wedding Insurance please visit the website here -
http://www.johnlewis-insurance.com/homepage/wedding-insurance.html

John Lewis Insurance is a trading name of John Lewis plc. John Lewis plc is an appointed representative of AXA Insurance UK plc which is authorised and regulated by the Financial Services Authority.

Terms, conditions, limitations, exclusions and eligibility criteria apply. A full copy of the policy wording and the insurance complaints procedure are available on request.