Wedding Abroad Insurance

The difference between Wedding Insurance and Wedding Abroad Insurance

At first glance Wedding Insurance and Wedding Abroad Insurance appear to be the same. However, if you are having your wedding abroad most policies provide additional cover for:

• Delayed Travel
• Essential Document Indemnity (protection)

But do not cover you for:

• Marquee Extension
• Public Liability Extension (this is your legal liability to a third party for any damages and costs arising from an incident at your wedding, or accidental death or injury to a third party)

Levels of Cover

Most companies offer different levels of cover. The industry standard is 3 levels but some companies offer more.

The level of cover works as follows:

• The higher the level of cover the more money each individual item is insured for.

• The higher the level of cover the more a policy costs.

In order to determine what level of cover you should have it helps to have an idea of your budget and what you plan to spend on different items.

When deciding on what level of cover to have, go through each item in a company's policy and try and match the amount an item is insured for with what you believe you will spend on it.

I would slightly inflate your costs to ensure you will be fully insured. It will be better to pay slightly more for your policy and get a higher level of cover than not get enough money back if you need to make a claim.

When to Purchase Wedding Abroad Insurance

Most insurance policies come into effect as soon as you confirm the date of your wedding.

Therefore I recommend you purchase your Wedding Abroad Insurance as soon as you have set your wedding date. This will ensure you are immediately covered should any complications arise during the planning of your wedding abroad.

Note: With some policies if the date of your wedding is further than 12 months away the cost of the policy may rise.

Recommended Company

After reviewing different Wedding Abroad Insurance policies I believe the following company provide the best cover and value for money.

E&L Insurance

E&L Insurance offer very comprehensive Wedding Abroad Insurance and have 8 levels of cover ensuring that most wedding budgets are catered for.

One thing I find very appealing about E&L's insurance cover is they insure you for Public Liability. This means you are insured for the legal liability to a third party for any damages and costs arising from an accident at your wedding service, reception or evening function. Not all companies insure you for this if you are having your wedding abroad.

E&L Insurance offer very competitive prices and another feature I really like, is that their insurance also covers a wedding abroad and then a reception back in the UK, provided the reception is no more than 30 days after the wedding ceremony date.

You can purchase Wedding Abroad Insurance from E&L Insurance by clicking on the following link.

www.eandl.co.uk.

Before buying insurance please ensure you carefully read the policy documents so you fully understand all the terms and conditions.

Note: to purchase insurance from this company you do need to be a UK resident.

Who should Pay for Insurance

It's worth remembering when you take out wedding insurance that it should be paid for by the bride, groom or whoever's paying the main cost of the wedding.

For more detailed information click here.